Terms of Use

    Effective Date: March 1, 2023

    The following Terms of Use (“Terms”) regulate your utilization of our website (“Site”) and associated products and services, encompassing any content or information provided as a component of the Site or related products, services, or websites (collectively referred to as the “Services”). The Services are owned or managed by VeraFinder LLC, a Delaware corporation (“VeraFinder,” “we,” “our,” or “us”).

    Our Privacy Policy, accessible at Privacy Policy, is integrated into these Terms by reference. Carefully review these Terms and the Privacy Policy prior to accessing the Services, as they constitute a legally binding agreement between you and VeraFinder.

    These Terms might pertain to you individually, the business or other legal entity you represent, or both. If you are using the Site or Services on behalf of a company or other legal entity, you hereby affirm that you possess the authority to agree to these Terms on their behalf. By accessing, registering for, or using the Services, you: (1) acknowledge that you have read and comprehend these Terms; (2) agree to adhere to them in their entirety; and (3) enter into a legally binding contract with us. In these Terms, “you” and “your” pertain to both you as an individual and the entity you represent unless otherwise specified.

    IF YOU DISAGREE WITH ANY PART OF THESE TERMS, DO NOT USE THE SERVICES. USING OUR SERVICES REQUIRES YOUR ACCEPTANCE OF THESE TERMS AS THEY MAY BE MODIFIED PERIODICALLY, INCLUDING THE POLICIES REFERENCED HEREIN, WHICH INCLUDES THE VERAFINDER PRIVACY POLICY.

  1. Summary of Services; Disclaimer
    1. Overview of Services.VeraFinder is a data and analytics service that provides educational and informational materials for investors to help them save time searching for and analyzing real estate properties.
      • VeraFinder does not offer properties or listings for sale or rent.
      • VeraFinder does not provide housing, temporary or permanent.
      • VeraFinder does not provide any insurance offers of any kind.
      • VeraFinder does not offer or provide any financing, including mortgage loans.
      • VeraFinder does not offer home inspections or appraisal services.
      • VeraFinder does not provide house-hunting services.
      • VeraFinder is not a real estate Aggregator.
    2. Disclaimer.We maintain full and exclusive authority regarding the management of our Services. We retain the right to modify terms and warranties without prior notification. Additionally, we reserve the right to remove, halt, or cease any functionality or aspect of our Services at any given moment.
  2. Your Qualification; Your Obligation

    To qualify for using the Services, you assert and guarantee that you: (i) are at least 18 years old, or above the legal age of majority in your jurisdiction; (ii) are not currently barred from the Services and are not prohibited from having a related account; (iii) will maintain only one account at any given time; (iv) will provide truthful information to VeraFinder; (v) possess full authority to agree to these Terms, and doing so won't breach any other agreement you're involved in; and (vi) will not infringe upon any rights of VeraFinder or any third party.

    You accept full responsibility for your utilization of, and access to, the Services. Accounts are intended for a single user, company, or other legal entity, as applicable. Any use by multiple parties, other than individual use on behalf of a company or other legal entity, is forbidden. For instance, sharing a login among non-entity individual users is not allowed.

  3. Personal Information; Your Content; Your Account
    1. Precision.By signing up for our Services, you declare and guarantee that all information submitted to us is accurate, true, up-to-date, and complete and that you will promptly inform us in writing if your information changes. Keeping your account and profile information precise and updated is your responsibility. We are not accountable for any disputes or claims arising from inaccurate, incomplete, or untimely information provided by you to us.
    2. Confidentiality.To utilize our Services, you must register with us and provide certain personally identifiable information. You explicitly agree that we may gather, disclose, store, and otherwise use your information following the terms of the VeraFinder Privacy Policy, available at Privacy Policy.
    3. Your Content.The content you provide VeraFinder under this Agreement, including information, materials, photos, or other content (the “Content”), belongs to you and not VeraFinder. VeraFinder may use any Content that you upload or provide in connection with the Services to deliver and promote the Services or VeraFinder’s business. Consequently, you grant VeraFinder and its subsidiaries, affiliates, successors, and assigns a global, perpetual, irrevocable, royalty-free, fully paid, sublicensable, non-exclusive, and transferable right to utilize, publish, reproduce, distribute, modify, prepare derivative works of, adapt, publicly display, and otherwise use the Content. This right to use the Content will persist beyond the termination of these Terms and the Services. You permit us to use, forward, or post your profile or related information on other sites and services, as well as your corporate logo and name, if applicable, for promotional purposes (to opt-out, email us at privacy@verafinder.com). Despite the foregoing, you retain all rights to the Content, except as stated herein or in any other agreement between you and VeraFinder. You provide Content to us at your own risk of loss. You are solely responsible for all Content you share, provide, display, publish, or disseminate to others, regardless of whether we or you took such action. By providing Content to us, you declare and guarantee that you have the right to submit it, that it is not confidential, and that it does not violate any law, contractual restrictions, or other third-party rights (including intellectual property rights). VeraFinder may also remove or delete your Content from the Services at its sole discretion.
    4. Other Users.You acknowledge and agree that we are not obligated to verify any Content or other information provided by users on the Services. VeraFinder also allows sharing of information by enabling users to post content and information, including links and other information. In accordance with these Terms, your settings, and the nature of your connection with other users, VeraFinder may grant other users of the Services access and sharing rights to your Content, based on the license you granted above. Information you share may be seen and used by other users of the Services. VeraFinder cannot ensure that users of the Services will not use the information you share on VeraFinder or the manner of use. VeraFinder is not liable for another user's or third party's misappropriation or misuse of your Content or other information. Additionally, VeraFinder is not responsible for the truthfulness, accuracy, authenticity, or completeness of any Content or other information provided by other users or any third party. You hereby release VeraFinder from all claims, demands, or damages of any kind, known or unknown, related to (i) any relationship between users of the Services, (ii) any dispute between you and another user, or (iii) arising out of any services originating through the Services or otherwise provided by a user. Furthermore, you agree to promptly report to us any false information provided or misconduct by any user of the Services.
    5. Integration with Social Media.The Services may permit you to enable or log in to the Services through various social networking platforms like Facebook or Twitter (“Social Network Service(s)”). By directly integrating these services, we enhance your online experiences and make them more personalized. To utilize this feature, we will ask you to log in or grant us permission through the relevant Social Network Service. When you connect a Social Network Services account to the Service or log in to the Service using your Social Network Services account, we will gather pertinent information necessary for the Service to access that Social Network Service and your data within that Social Network Service. As part of this integration, the Social Network Service will grant us access to specific information you have provided to the Social Network Service. We will use, store, and disclose such information in accordance with our privacy statement. However, bear in mind that the way Social Network Services use, store, and disclose your information is governed by the policies of such third parties, and VeraFinder holds no liability or responsibility for the privacy practices or other actions of any Social Network Services that may be enabled within the Service.
    6. Your Account.Apart from your Content licensed to us as stated above, the account you create and any associated profile belong to us. Regarding your account, you agree to: (i) keep your password secure and confidential; (ii) not allow others to use your account; (iii) not use the accounts of others; (iv) not transfer your account to another party; and (v) inform us of any actual or suspected unauthorized use of your account. You are accountable for any activity that takes place under your account.
    7. Feedback.Occasionally, you may identify issues, solutions to identified problems, offer suggestions, comments, or other feedback related to our Services or otherwise connected to VeraFinder (“Feedback”). You acknowledge and agree that all Feedback is voluntarily provided, and VeraFinder is free to use or disclose such Feedback for any purpose. You also acknowledge and agree that your Feedback does not contain confidential or proprietary information, and you are not entitled to any compensation or reimbursement of any kind from VeraFinder under any circumstances related to such Feedback.
  4. Personal Use; Restricted License; Ownership

    Subject to these terms and conditions, VeraFinder grants you a limited, revocable, non-transferable, non-sublicensable, non-exclusive license and right to access the Services via a web browser or an authorized VeraFinder Site to view content and information, and to otherwise utilize the Services as intended and allowed by their functionality. This license is exclusive to you, and you are prohibited from reselling our Services, allowing other users access to our Services through your account, or using the Services to host content for others. You may not copy or download any content from the Services without VeraFinder’s prior written consent. You acknowledge that, except as otherwise explicitly provided, these Terms are solely between you and VeraFinder.

    Additionally, without VeraFinder’s prior written approval, you may not distribute, publicly perform or display, lease, sell, transmit, transfer, publish, edit, copy, create derivative works from, rent, sublicense, distribute, decompile, disassemble, reverse engineer, or otherwise utilize the Services in an unauthorized manner. Any unauthorized commercial use is prohibited. You agree not to remove, obscure, or alter copyright, patent, trademark, or other proprietary rights notices attached to the Services. Your rights are subject to your compliance with these Terms and any other agreements applicable to the Services you are using. VeraFinder’s Services are licensed, not sold. The Services and all copies of the Services are owned by VeraFinder or its third-party licensors and are protected by various intellectual property laws, including, without limitation, copyright and trade secret laws. VeraFinder reserves all rights not explicitly granted to you herein. You agree that you have no right to any VeraFinder trademark or service mark and may not use any such mark in any manner unless expressly authorized by VeraFinder.

    Creating unauthorized copies or distributing Site content, or otherwise violating these Terms, may result in the termination of your VeraFinder account, prohibition on using the Services, and further legal action. VeraFinder reserves the right to limit your use of or access to the Services, at its sole discretion, to maintain the Services’ performance and availability and enforce these Terms of Use.

    VeraFinder is not responsible for the loss, corruption, alteration, or removal of any content transmitted using our Services. By using our Services, you expressly waive the right to seek damages and agree to hold VeraFinder harmless for any such loss, alteration, corruption, or removal. You acknowledge and agree that you are solely responsible for retaining all records and reconciling all transaction information related to your use of the Services.

  5. Fees; Payment Conditions; Credits

    By purchasing any Services that we offer for a fee (“Paid Services”), you agree to pay the relevant fees for the Paid Services when due, along with all associated taxes. All applicable taxes are calculated based on the billing information you provide us at the time of purchase. Unless otherwise indicated, all fees are charged in U.S. dollars. You also agree that VeraFinder and its third-party payment processing providers may store your payment information. We may charge your payment information for subsequent charges you authorize, such as account upgrades or other special charges authorized by you. Suppose the payment method you use with us reaches its expiration date and you do not edit the relevant information or cancel the Paid Service. In that case, you authorize us to continue billing that payment method, and you remain responsible for any uncollected amounts. If you purchase a subscription to a Paid Service, you will be billed for your first month immediately upon purchasing or upgrading to a subscription account. Unless otherwise stated in an applicable ordering document incorporating these Terms, the Services are billed in advance on a monthly basis and are non-refundable. For any upgrade or downgrade in plan level, your payment information will automatically be charged the new rate on your next billing cycle, along with the prorated change in the amount of your subscription for the remainder of the current billing cycle (downgrading your plan level may cause the loss of features or capacity of your account; VeraFinder does not accept any liability for such loss). Your subscription account will automatically renew, provided that you may cancel the subscription at any time before the end of the current billing period, and the cancellation will take effect on the next billing period. You will maintain access to such Paid Services from the time you cancel until the start of the next billing period, but you will not receive a refund or credit for any remaining days in your current billing period. You agree to reimburse us for all collection costs and interest for any overdue amounts.

    VeraFinder may offer certain customers free trials to Paid Services. If you purchase a subscription to a Paid Service that includes a free trial, you will receive free access to such Paid Service for the duration of the free trial period. At the end of the applicable free trial period, you will be charged the subscription price for that Paid Service and may continue to be charged until you cancel your subscription. To avoid charges, you must cancel before the end of the free trial period.

    Failure to pay may result in the termination of your subscription. You may cancel or suspend your Paid Services by contacting VeraFinder at help@verafinder.com. Unless expressly stated otherwise, we do not guarantee refunds for lack of usage, dissatisfaction, or any other reason.

    Paid Services may be subject to additional terms, in addition to these Terms, related to the provision of the Paid Service.

  6. Acceptable Use Guidelines

    You agree to abide by all applicable laws and regulations when using the Services. You are prohibited from using our Services to post or transmit any illegal material, including but not limited to any transmissions that would be considered a criminal offense, lead to civil liability, or otherwise violate any local, state, national, or international law or regulation. The following is a representative, non-exhaustive list of prohibited acts:

    • Using the Services while operating a motor vehicle;
    • Transmitting or posting chain letters or pyramid schemes, or engaging in other deceptive online marketing practices or fraud;
    • Actions that may significantly and negatively affect other users’ experiences;
    • Actual or attempted unauthorized use or sabotage of any computers, machines, or networks;
    • Introducing malicious programs into VeraFinder’s Services, network, or servers (e.g., viruses, worms, Trojan horses, etc.);
    • Engaging in unauthorized monitoring or interception of data not intended for you;
    • Attempting to bypass authentication or security of any host, network, or account without permission;
    • Reverse engineering, decompiling, disassembling, deciphering, or otherwise attempting to derive the source code for any underlying intellectual property used to provide the Services, or any part thereof;
    • Adapting, modifying, or creating derivative works based on the Services, the technology underlying the Services, or other users’ content, in whole or part;
    • Duplicating, licensing, sublicensing, publishing, broadcasting, transmitting, distributing, performing, displaying, selling, rebranding, or otherwise transferring information found on the Services (excluding content posted by you) except as permitted in these Terms or as expressly authorized by VeraFinder in writing;
    • Employing any method, software, or program designed to collect identity information, authentication credentials, or other information;
    • Transmitting or receiving, uploading, using, or reusing material that is abusive, indecent, defamatory, harassing, obscene, or menacing, or constitutes a breach of confidence, privacy, or similar third-party rights;
    • Transmitting or receiving, uploading, using, or reusing material that infringes on the intellectual property rights of a third party, including, without limitation, patents, trademarks, trade secrets, or copyrights;
    • Transmitting, receiving, uploading, using, or reusing material that you do not have the legal right to transmit under any law or contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
    • Falsifying user identification information;
    • Using the Services for anything other than lawful purposes, including, but not limited to, intentionally or unintentionally violating any applicable local, state, national, or international law; or
    • Impersonating any person or entity, including, but not limited to, a VeraFinder representative, or falsely stating or otherwise misrepresenting your affiliation with a person or entity.

    VeraFinder enforces a strict SPAM policy regarding information transmitted through our network. VeraFinder may determine, at its sole discretion, whether any transmissions are considered SPAM. SPAM includes, but is not limited to, the following:

    • Bulk unsolicited email, promotional material, or other forms of solicitation sent via the Services or email that advertises any IP address belonging to VeraFinder or any URL (domain) that VeraFinder hosts.
    • The use of web pages set up on ISPs that allow SPAM-ing, which directly or indirectly reference customers to domains or IP addresses hosted by VeraFinder.
    • Forging or misrepresenting message headers, in whole or in part, to disguise the true origin of the message.

    If VeraFinder determines that you have posted one or more instances of SPAM, we may immediately cancel your account and take measures to prevent

  7. Protection of Copyrighted Materials

    VeraFinder respects the intellectual property rights of others and expects you to do the same. Our policy is to terminate, in appropriate circumstances, the accounts of subscribers who infringe upon the copyrights of others. You may not upload, download, post, publish, transmit, reproduce, or distribute in any manner, files, materials, information, software, or other content obtained through the Services that is protected by copyright or other proprietary rights, or derivative works related to them, without obtaining permission from the copyright owner or other rights holder. VeraFinder reserves the right, but not the obligation, to remove from the Services any files, materials, information, software, or other content that VeraFinder believes, in its sole discretion, is or may be infringing or otherwise in violation of others’ rights.

    If you believe in good faith that your copyright has been infringed, please provide a written communication regarding such belief to: legal@verafinder.com.

  8. Right to Limit or Terminate Access

    VeraFinder may deny or restrict your access to all or part of the Services without notice in its reasonable discretion if it determines that you have engaged in any conduct or activities that VeraFinder reasonably believes violate the letter or spirit of any of these Terms. If VeraFinder denies or restricts your access to the Services due to such a violation, you shall have no right to obtain any refund or credit for the subscription fees you have paid.

    In the event that these Terms or the Services are terminated for any reason, you acknowledge and agree that you will continue to be bound by these Terms. Upon termination, you shall immediately cease using the Services, and any license granted to you under any agreement related to your use of the Services shall immediately terminate. VeraFinder reserves the right to delete all of your content, data, and other information stored on VeraFinder’s servers upon termination. VeraFinder will not be liable to you or any third party as a result of the termination of these Terms or the Services or for any actions taken by VeraFinder pursuant to these Terms as a result of such termination. Without limiting the generality of the foregoing, VeraFinder will not be liable to you or any third party for damages, compensation, or reimbursement relating to your use of the Services or the termination thereof.

    You may terminate these Terms by ceasing your use of the Services and any related account. VeraFinder may terminate these Terms or suspend your use or access to the Services at any time upon written notice to you. Any sections or terms which by their nature should survive or are otherwise necessary to enforce the purpose of these Terms will survive the termination of these Terms and the termination of the Services. Termination of these Terms or the Services does not relieve you of your obligation to pay VeraFinder any amounts owed to VeraFinder.

  9. Security

    You acknowledge and agree that you are solely responsible for protecting your password and other personal information and for the consequences of not protecting such data. Access to our Services and certain online transactions may involve using identification numbers, passwords, payment accounts, or other individualized nonpublic information (“Private Documentation”). You shall use your best efforts to prevent unauthorized use of our Services, your account, or any Private Documentation, and shall promptly report to VeraFinder any suspected unauthorized use or other breach of security. You shall be responsible for any unauthorized use of your account, identification numbers, or passwords until we receive written notice of a security breach and a request to block further access for such numbers and passwords. VeraFinder shall not be liable for any unauthorized use of payment accounts.

  10. Investment Disclaimer

    Any performance information, data, third-party content, property details, or other information obtained or accessed through the Services (collectively, “VeraFinder Data”) are projections and not actual results. VeraFinder Data is based on various assumptions and representative properties. We make no guarantees or warranties that a performance record similar to the projected returns in the VeraFinder Data will be achieved or is likely to be achieved. VeraFinder Data is based on the potential performance of representative properties and is considered reliable, having been obtained through our research and from sources believed to be reliable. However, no guarantee or warranty is made, expressed or implied, regarding the fairness, correctness, accuracy, reasonableness, or completeness of the information and opinions. Additionally, there is no obligation to update, modify, or amend the materials contained herein or to notify you in the event that any matter stated herein, or any opinion, projection, forecast, or estimate set forth herein, changes or subsequently becomes inaccurate.

    Any VeraFinder Data presented is subject to significant assumptions. While VeraFinder believes the assumptions used to generate VeraFinder Data presented in this communication are reasonable, these assumptions are subjective in nature, and other assumptions may also be reasonable. Different assumptions may result in significantly different returns. You acknowledge and agree that you understand the assumptions used and their effect on these projections. You should understand that you may lose some or all of your investment. The projections set forth in the VeraFinder Data are provided to you on the understanding that you comprehend and accept the inherent limitations of such results and will not rely on them when making any decision to invest in a property. No representation or warranty is made that a performance record similar to the projected returns will or is likely to be achieved.

    VERAFINDER IS NOT AN INVESTMENT ADVISER, DOES NOT ADVISE ON SECURITIES, AND IS NOT USING THIS COMMUNICATION TO PROVIDE INVESTMENT OR OTHER ADVICE. NO INFORMATION OR MATERIAL AVAILABLE THROUGH THIS COMMUNICATION SHALL CONSTITUTE INVESTMENT ADVICE. THE SERVICES SHALL NOT BE USED OR CONSIDERED AS AN OFFER TO SELL OR A SOLICITATION OF ANY OFFER TO BUY SECURITIES OF ANY PRODUCT. OFFERS CAN ONLY BE MADE WHERE LAWFUL UNDER, AND IN COMPLIANCE WITH, APPLICABLE LAW. VERAFINDER DOES NOT PROVIDE INVESTMENT ADVISORY, TAX, LEGAL, OR FINANCIAL SERVICES AND RECOMMENDS THAT YOU CONSULT A LICENSED REAL ESTATE, TAX, LEGAL, ACCOUNTING, OR INVESTMENT PROFESSIONAL TO PERFORM AN INDEPENDENT ANALYSIS BEFORE MAKING DECISIONS REGARDING THE PURCHASE OR SALE OF REAL ESTATE.

  11. Disclaimer of Warranty

    Actual service coverage, speeds, locations, and quality may differ. VeraFinder strives to provide the Services at all times, except during limited periods for maintenance and repair. However, the Services might be unavailable due to various factors beyond our control, such as emergencies, third-party service failures, transmission, equipment or network issues or limitations, interference, signal strength, and may be interrupted, restricted or curtailed. Delays or omissions might occur. We are not liable for data, messages or pages lost, undelivered, delayed or misdirected due to disruptions or performance problems with the Services or communication services or networks. We reserve the right to impose usage or Services limits, suspend the Services, or block specific types of usage at our sole discretion to safeguard users or the Services. The accuracy and timeliness of data received cannot be guaranteed.

    VeraFinder obtains listing information from various third-party providers. The Sourced Information provided or accessed through the Services is intended for the user’s personal, non-commercial use, and should only be used for identifying potential properties the user may be interested in purchasing. While all Sourced Information provided or accessed through the Services is considered reliable, it is not guaranteed and should be independently verified for currency, completeness, accuracy, or authenticity of the contained data. Some specific properties may or may not be available at the time of a potential investment. You acknowledge that we are not responsible for any actions or omissions you make based on the VeraFinder Data, the Sourced Information, or any use of the Services.

    “Comparables” refer to properties available through the Services that possess similar features to the property in focus. VeraFinder utilizes certain information related to Comparables when determining projected financial outcomes for specific properties. Comparables are selected based on multiple attributes of the comparable property in relation to the featured property. Comparables are considered reliable and have been obtained through our research and from sources believed to be reliable; however, no representation or warranty is made, expressed or implied, regarding the fairness, correctness, accuracy, reasonableness, or completeness of the information and opinions.

    YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. ALL SITE CONTENT, VERAFINDER DATA, AND THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EXPRESS, STATUTORY OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, CUSTOM, TRADE, QUIET ENJOYMENT, NONINFRINGEMENT, AVAILABILITY, OR ACCURACY OF INFORMATION. VERAFINDER DOES NOT GUARANTEE THAT THE SERVICES WILL BE AVAILABLE, WILL MEET YOUR REQUIREMENTS, OR WILL OPERATE UNINTERRUPTED, ERROR-FREE, OR COMPLETELY SECURE, NOR THAT ERRORS OR DEFECTS WILL BE CORRECTED. VERAFINDER MAKES NO REPRESENTATIONS, WARRANTIES, OR CONDITIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES, OR REGARDING THE SERVICES, ADVICE, INFORMATION, OR LINKS OBTAINED THROUGH THE SITE IN TERMS OF THEIR ACCURACY, RELIABILITY, TIMELINESS, COMPLETENESS, OR OTHERWISE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM VERAFINDER OR THROUGH YOUR USE OF THE SITE OR SERVICES, SHALL CREATE ANY REPRESENTATION OR WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

    SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF IMPLIED WARRANTIES OR CONDITIONS, OR ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH CASE, VERAFINDER’S WARRANTIES AND CONDITIONS WITH RESPECT TO THE SERVICES.

  12. Limitation of Liability

    IN NO EVENT SHALL VERAFINDER, ITS AFFILIATES, EMPLOYEES, AGENTS, REPRESENTATIVES, LICENSORS OR OTHER THIRD PARTY PARTNERS (“VERAFINDER PARTIES”) BE LIABLE TO YOU OR ANYONE ELSE FOR INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES RESULTING FROM THE USE, INABILITY TO USE, OR OUTCOMES OF USING OUR SERVICES, REGARDLESS OF THE LEGAL THEORY, SUCH AS WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE; INCLUDING BUT NOT LIMITED TO DAMAGES FROM LOST PROFITS, LOST DATA, BUSINESS INTERRUPTION OR LOSS, WHETHER DIRECT OR INDIRECT, ARISING FROM THE USE, INABILITY TO USE, OR OUTCOMES OF USING OUR SERVICES, REGARDLESS OF THE LEGAL THEORY, SUCH AS WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE.

    THE TOTAL CUMULATIVE LIABILITY OF ANY VERAFINDER PARTY SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID VERAFINDER FOR YOUR USE OF THE SERVICES IN THE PREVIOUS THREE (3) MONTHS; AND (B) ONE HUNDRED (100) US DOLLARS.

    IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY, THE LIABILITY OF THE VERAFINDER PARTIES TO YOU SHALL BE LIMITED TO THE MAXIMUM EXTENT ALLOWED BY LAW.

    EACH CLAUSE OF THESE TERMS THAT ESTABLISHES A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS MEANT TO ALLOCATE RISKS BETWEEN THE PARTIES. THIS ALLOCATION IS REFLECTED IN THE PRICING OFFERED BY VERAFINDER TO YOU AND CONSTITUTES A FUNDAMENTAL ELEMENT OF THE AGREEMENT BETWEEN THE PARTIES. EACH OF THESE CLAUSES IS SEPARABLE AND INDEPENDENT OF ALL OTHER CLAUSES OF THESE TERMS. THE LIMITATIONS IN THIS SECTION AND THE PREVIOUS SECTION WILL APPLY EVEN IF ANY LIMITED REMEDY IN THIS AGREEMENT FAILS OF ITS ESSENTIAL PURPOSE.

  13. Indemnity

    You agree to defend, indemnify, and hold harmless the VeraFinder Parties from any claim or demand, including reasonable attorneys’ fees, made by any third party resulting from or related to (i) your breach of these Terms; (ii) your Content or any other content or material you submit or transmit through our Services; (iii) your infringement of any rights of another; or (iv) your use of the Services. VeraFinder reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to defense by you.

  14. Dispute Resolution

    Excluding requests for injunctive or other equitable relief, for claims where the total amount sought is less than $10,000, the party seeking relief may choose to resolve the dispute through binding non-appearance-based arbitration. If a party opts for arbitration, they shall initiate it through an established alternative dispute resolution provider mutually agreed upon by the parties. The arbitration will be conducted by telephone, online, or based solely on written submissions; the specific method will be chosen by the party initiating the arbitration. The arbitration shall not require any personal appearance by the parties or witnesses unless otherwise mutually agreed by the parties. Any judgment on the award rendered by the arbitrator shall be final and may be entered in any court of competent jurisdiction. You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. If, for any reason, a claim proceeds in court rather than in arbitration, each party waives any right to a jury trial.

  15. Electronic Notices and Disclosures

    You acknowledge and agree that VeraFinder may deliver notices and other disclosures to you electronically by posting such notices or disclosures on VeraFinder’s website or by sending them to any email address provided by you to VeraFinder. Such notices or disclosures shall be considered received by you after being posted on the website or twenty-four (24) hours after the email is sent to you, as applicable. Any electronic notice or disclosure shall have the same effect and meaning as if it were provided to you in paper form.

  16. Changes to the Terms

    We reserve the right to add, modify, or remove any part of these Terms at any time without prior notice to you, other than by listing a later effective date than the one set forth at the top of these Terms. Such changes shall be effective immediately upon posting on the Site. Since your next visit to the Site or use of the Services may be governed by different Terms, we recommend that you look for a new effective date on these Terms when you visit the Site or use the Services. It is your responsibility to regularly check these Terms for updates. If we make any significant changes to these Terms, we will make an effort to inform registered users of the changes, such as by sending an email to your email address on record or when you log in to your account.

    Your use or continued use of the Services following the posting or notification of any changes to these Terms or any other posted policies signifies your acceptance of the updated Terms or policies.

  17. Third-Party Terms & Content

    We have no control over and are not responsible for any data, content, services, or products (including software) that you access, download, receive, or purchase while using the Services. We may, but are not obligated to, block information, transmissions, or access to specific information, services, products, or domains to protect the Services, our network, the public, or our users. We are not a publisher of third-party content accessed through the Services and are not responsible for the content, accuracy, timeliness, or delivery of any opinions, advice, statements, messages, services, graphics, data, or other information provided by or to third parties and accessible through the Service.

    Occasionally, the Services may contain references or links to third-party materials not controlled by VeraFinder or its suppliers or licensors. VeraFinder provides such information and links as a convenience to you and should not be seen as endorsements of those sites or any content, products, or information offered on those sites. You acknowledge and agree that VeraFinder is not responsible for any aspect of the information or content contained in any third-party materials or on any third-party sites accessible or linked to the Services. It is your responsibility to evaluate whether you wish to access or use third-party sites. If you choose to use third-party sites, you do so at your own risk, and you agree that this Agreement does not apply to your use of any third-party sites. You should review any applicable terms or privacy policies of third-party sites before using them or sharing any information.

  18. Intellectual Property Notices

    Some content on the Services is owned by ZIP+4 data and the United States Postal Service. The names of actual companies, products, and services mentioned herein might be the trademarks of their respective owners. All rights not expressly granted herein are reserved. We do not claim copyright or grant any rights to the underlying images or descriptions of real estate listings provided through the Services. Usage of these images and descriptions is subject to the copyright owner’s permission and compliance with applicable law.

    DMCA; Allegations of Copyright Infringement. We respect the intellectual property rights of others and expect everyone using the Services to do the same. Anyone who believes their work has been reproduced on the Services in a manner constituting copyright infringement can notify our copyright agent in compliance with Title 17, United States Code, Section 512(c)(2), by providing the following information: (i) Identification of the copyrighted work claimed to have been infringed; (ii) Identification of the material claimed to be infringing and needing removal, including a description of its location on the Services so the copyright agent can find it; (iii) Your address, telephone number, and, if available, email address, allowing the copyright agent to contact you regarding your complaint; and (iv) A signed statement confirming the accuracy of the above information, that you have a good faith belief that the identified use of the material is not authorized by the copyright owner, its agent, or the law, and, under penalty of perjury, that you are the copyright owner or are authorized to act on the copyright owner’s behalf in this situation.

    Notices of copyright infringement claims should be sent as follows:
    legal@verafinder.com
    Att: VeraFinder Legal Department
    8 The Green, STE 4000
    Dover, DE 19901

    If you submit a copyright infringement notice via email, we may initiate an investigation into the alleged infringement; however, we must receive your signed statement either by mail or as an attachment to your email before we are obligated to take any action.

    Notice for California Residents. California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by phone at (800) 952-5210 to resolve a complaint about the Service or to receive additional information about using the Service, as per California Civil Code Section 1789.3.

    Notice for Apple Users. If you are using our mobile applications on an iOS device, this Section 22 applies. You acknowledge that these Terms of Use are solely between you and VeraFinder, and not with Apple. Apple is not responsible for the Services or related materials and has no obligation to provide any maintenance or support services for the Services. If the Services fail to conform to any applicable warranty, you may notify Apple, and Apple will refund any relevant purchase price for the mobile application to you; Apple has no other warranty obligation regarding the Services to the fullest extent permitted by law. Apple is not responsible for addressing any claims by you or any third party related to the Services or your possession or use of the Services, including: (a) product liability claims; (b) any claim that the Services fail to conform to any applicable legal or regulatory requirement; and (c) claims arising under consumer protection or similar legislation. Apple is not responsible for investigating, defending, settling, or discharging any third-party claim that the Services or your possession and use of the mobile application infringe that third party’s intellectual property rights. You agree to comply with any relevant third-party terms when using the Services. Apple and its subsidiaries are third-party beneficiaries of Section 22 of these Terms of Use, and upon your acceptance of these Terms of Use, Apple will have the right (and will be considered to have accepted the right) to enforce this Section 22 of these Terms of Use against you. You represent and warrant that: (i) you are not located in a country subject to a U.S. Government embargo or on Title 15, Part 740 Supplement 1, Country Group E of the U.S. Code of Federal Regulation.

    Definition of User-Generated Content (UGC) and License Grant: Some parts of the Services may enable users to upload or otherwise supply VeraFinder Companies with images, photos, videos, data, text, listings, and other content (“User Materials”). Unless specified in your Product’s Terms, by uploading or otherwise providing User Materials to the Services, you grant us a non-revocable, perpetual, royalty-free global license to: (i) utilize, copy, disseminate, transmit, publicly exhibit, publicly perform, reproduce, edit, alter, create derivative works from or integrate into other works, and translate your User Materials in relation to the Services or any other media; and (ii) sublicense these rights to the fullest extent permitted by applicable law. We will not compensate you for your User Materials or exercise any rights concerning your User Materials as outlined in the previous sentence. We reserve the right to remove or modify your User Materials at any time. You bear sole responsibility for all User Materials submitted through your user account(s) on the Services or otherwise made accessible through the Services. For all User Materials, you assert and guarantee that you are the originator and proprietor of the User Materials or possess the necessary licenses, rights, consents, and permissions (including all permissions required under relevant privacy and intellectual property law) to authorize VeraFinder and other users to access and use your User Materials as needed to exercise the licenses granted by you in these Terms of Use.

    UGC Disclaimer: We have no obligation to modify or control your User Materials or those of any other user, and we will not be held accountable or liable for any User Materials. However, we may, at any time and without prior notice, screen, remove, edit, or block any user content on the Services, including User Materials, that we believe, at our sole discretion, violates these Terms of Use or is otherwise objectionable, such as any breach of our Good Neighbor Policy detailed in Section 13(B). You acknowledge that when using the Services, you may be exposed to User Materials from other users and understand that User Materials may be inaccurate, offensive, indecent, or objectionable. You agree to relinquish and do relinquish, any legal or equitable rights or remedies you may possess against us concerning User Materials. We explicitly disclaim any liability in connection with User Materials. If informed by a user or content owner that User Materials allegedly do not comply with these Terms of Use, we may examine the claim and decide, at our sole discretion, whether to remove those User Materials, which we maintain the right to do at any time and without notice. For more details on how we handle infringing content, please refer to Section 11 below.

    Referrals and Lead Generation: You might be connected with a real estate expert or with a party offering related services. By using our Services, you grant us permission to facilitate such referrals or lead sales and recognize that we might receive valuable compensation for establishing these connections.

  19. Additional Provisions

    These Terms, in conjunction with any rules, guidelines, or policies published on the VeraFinder homepage, represent the complete agreement between you and VeraFinder concerning your use of our Services. In the event of any discrepancy between the Terms and any other rules or directions posted on the Services, the Terms shall prevail. Any amendments to these Terms by you will only be valid if acknowledged in writing by VeraFinder. Despite this, VeraFinder retains the right to modify these Terms or any policies referenced herein at any time, as outlined above, at its sole discretion. These Terms will be governed by and interpreted according to the laws of the state of Delaware, without regard to its choice of law rules. Except for the arbitration provisions mentioned above, the exclusive jurisdiction for any action arising from or related to this agreement will be in Miami-Dade, Florida. Both parties hereby consent to the jurisdiction and venue in Miami-Dade, Florida, and waive any objections to such jurisdiction and venue. Nevertheless, you agree that VeraFinder is entitled to seek injunctive remedies or other equitable relief in any jurisdiction. Unless any applicable law states otherwise, you agree that any legal action arising from or related to the use of our Services must commence within one (1) year after the cause of action arises, or it will be permanently barred. If any part of these Terms is deemed unenforceable or invalid for any reason, that provision will be limited or eliminated to the minimum extent necessary for the remainder of these Terms to continue in full force and effect. You may not transfer your rights or obligations under these Terms without VeraFinder’s prior written consent. VeraFinder’s failure to insist upon or enforce any provision of these Terms shall not be construed as a waiver of any provision or right. Any sections or terms which, by their nature, should survive or are otherwise necessary to enforce the purpose of these Terms will endure the termination of these Terms and termination of the Services. All headings included in these Terms are for convenience only and shall not be considered when interpreting these Terms. These Terms do not restrict any rights that VeraFinder may have under any intellectual property laws or any other laws. All rights and remedies available to VeraFinder, pursuant to this Agreement or otherwise, at law or in equity, are cumulative and not exclusive of any other rights or remedies that may be available to VeraFinder. In no event shall you seek or be entitled to rescission, injunctive or other equitable relief, or to enjoin or restrain the operation of the Services, or any other materials issued in connection therewith, or exploitation of the Services or any content or other material used or displayed through the Services. Except as otherwise explicitly stated herein, no person other than you and VeraFinder may claim a beneficial interest in these Terms or any rights arising from these Terms. This Agreement does not create an independent contractor relationship, partnership, joint venture, employer-employee, or franchise relationship.

  20. Requests from Government and Legal Authorities

    VeraFinder accepts the service of subpoenas, search warrants, and court orders requesting the production of documents from government and law enforcement agencies by email. These requests should be sent to legal@verafinder.com from an official government or law enforcement agency email address. We will not accept service of legal process sent to this mailbox from non-government or non-law enforcement email addresses. Requests should include sufficient information about the agency and the specific officer or attorney requesting to allow VeraFinder to verify the request. Requests must also be facially valid and, if applicable, identify the relevant user(s) with specificity. We require a search warrant based on probable cause for releasing most user account content.

    VeraFinder accepts civil subpoenas for user data issued by Miami-Dade County and the federal courts in Florida. All subpoenas issued by civil litigants seeking VeraFinder user information must be served on VeraFinder at 8 The Green, STE 4000 Dover, DE 19901, or on our Registered agent, which is 8 The Green, STE 4000 Dover, DE 19901. VeraFinder does not accept service by mail, fax, or email. VeraFinder carefully reviews all requests for user data to ensure a valid legal basis exists for the request and will challenge requests that we deem vague, overbroad, or lacking a proper legal basis. Requests must be facially valid and, if applicable, must identify the relevant user(s) with specificity. Before issuing a subpoena, parties should ensure that the information sought is not already publicly available on VeraFinder websites.

    If you have any questions, complaints, or claims, you may contact VeraFinder at help@verafinder.com, or phone number +1 (302) 548-0662, or VeraFinder LLC, 8 The Green, STE 4000 Dover, DE 19901.